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Mortgage Calculators
Calculate mortgage payments, compare loan options, and understand the true cost of homeownership.
11 Calculators
Updated Daily
Free to Use
Overview
Make informed homebuying decisions with mortgage calculators that show you monthly payments, total interest costs, and how different loan terms affect affordability. Perfect for first-time buyers and those looking to refinance.
What You Can Do
- Estimate monthly mortgage payments
- Compare fixed vs adjustable rates
- Calculate refinancing savings
- Understand amortization schedules
- Determine home affordability
Featured Mortgages Calculators
Featured1 min
Mortgage Calculator
Calculate your monthly mortgage payment (Principal & Interest).
mortgageloanmonthly payment
Featured4-6 minutes
Home Affordability Calculator
Calculate how much home you can afford.
home affordabilitymortgagereal estate
Featured3-5 minutes
Loan Amortization Calculator
Calculate loan payment schedules and see principal vs interest breakdown.
loanamortizationpayment schedule
Featured5 min
Refinance Calculator
Analyze refinancing savings by comparing current loan terms with new rates. Calculate break-even point and lifetime interest savings.
personal financefinancebusiness
Featured3-5 minutes
Biweekly Mortgage Calculator
Calculate mortgage savings by making biweekly payments.
mortgagebiweekly paymentsinterest savings
Beginner Friendly
5Biweekly Mortgage Calculator
Calculate mortgage savings by making biweekly payments.
3-5 minutesBeginner
Mortgage Payoff Calculator
Calculate time and savings from extra mortgage payments.
4-6 minutesBeginner
PMI Calculator
Calculate Private Mortgage Insurance costs and removal.
3-5 minutesBeginner
VA Loan Calculator
Calculate VA loan payments and benefits for veterans.
4-6 minutesBeginner
Mortgage Payment Calculator
Calculate your monthly mortgage payments including principal, interest, taxes, and insurance.
3-5 minutesBeginner
Intermediate
6Mortgage Recast Calculator
Calculate how a lump-sum principal payment lowers your monthly mortgage payment and total interest via a loan recast without refinancing.
2 minIntermediate
Assumable Mortgage Calculator
Calculate the monthly and lifetime interest savings of assuming a seller's low-rate FHA or VA mortgage vs. originating a new market-rate loan.
3 minIntermediate
Reverse Mortgage (HECM) Calculator
Estimate FHA HECM reverse mortgage principal limits, net tax-free cash proceeds, and 15-year home equity projections for homeowners 62+.
3 minIntermediate
ARM Calculator
Calculate adjustable-rate mortgage payments and rate changes.
5-7 minutesIntermediate
Interest-Only Mortgage Calculator
Calculate interest-only mortgage payments.
4-6 minutesIntermediate
Mortgage Refinance Calculator
Calculate savings and break-even from mortgage refinancing.
6-8 minutesIntermediate
Navigating Home Loans
Use the Affordability Calculator first to set your budget. Once you have a price range, the Mortgage Payment Calculator helps you estimate monthly costs including taxes and insurance. Considering refinancing? The Refinance Calculator will show your break-even point.