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Personal Finance Calculators
Budget effectively, track spending, build emergency funds, and achieve financial wellness.
77 Calculators
Updated Daily
Free to Use
Overview
Take control of your personal finances with calculators for budgeting, savings goals, emergency funds, and net worth tracking. Build healthy financial habits and work toward your money goals with confidence.
What You Can Do
- Create realistic budgets
- Track net worth growth
- Build emergency funds
- Set and achieve savings goals
- Optimize spending habits
Featured Personal Finance Calculators
Featured5 min
Net Worth Calculator
Calculate Net Worth Calculator quickly and accurately.
personal financefinancebusiness
Featured5-10 minutes
Budget Calculator
Create and manage your monthly budget with income and expenses.
budgetexpensesincome
Featured3-5 minutes
Emergency Fund Calculator
Calculate how much emergency savings you need.
emergency fundsavingsfinancial security
Featured3-5 minutes
Savings Goal Calculator
Calculate how much to save monthly to reach your goal.
savingsgoalfinancial planning
Beginner Friendly
22Cell Phone Plan Calculator
Compare the total cost of two different cell phone plans over a set period.
2 minBeginner
50/30/20 Budget Rule Calculator
Calculate your budget using the popular 50/30/20 budgeting rule.
2-3 minutesBeginner
Budget Calculator
Create and manage your monthly budget with income and expenses.
5-10 minutesBeginner
Car Affordability Calculator
Determine how much car you can afford based on your budget.
3-5 minutesBeginner
Car Depreciation Calculator
Calculate vehicle depreciation over time.
3-5 minutesBeginner
Debt-to-Income Ratio Calculator
Calculate DTI ratio for mortgage and loan applications.
3-5 minutesBeginner
Disposable & Discretionary Income Calculator
Calculate disposable and discretionary income for budgeting.
3-5 minutesBeginner
DTI Ratio Calculator
Calculate debt-to-income ratio for lending purposes.
3-5 minutesBeginner
Gross to Net Calculator
Convert gross salary to net take-home pay.
4-6 minutesBeginner
Hourly to Salary Calculator
Convert hourly wage to annual salary.
2-3 minutesBeginner
Liquid Net Worth Calculator
Calculate your liquid assets and net worth.
5-10 minutesBeginner
Overtime Calculator
Calculate overtime pay and total earnings.
3-5 minutesBeginner
Prorated Salary Calculator
Calculate prorated salary for partial work periods.
2-4 minutesBeginner
Credit Utilization Calculator
Calculate your credit utilization ratio to understand its impact on your credit score.
2-3 minutesBeginner
Wedding Budget Calculator
Plan and track your wedding expenses with a comprehensive budget calculator.
10-15 minutesBeginner
Time and a Half Calculator
Calculate your overtime pay rate and total earnings for time worked beyond standard hours.
1 minBeginner
Pay Raise Calculator
Calculate the percentage and value of a salary increase and its impact on your paycheck.
1 minBeginner
Salary Calculator
Convert your salary between hourly, daily, weekly, bi-weekly, monthly, and annual rates.
1 minBeginner
Gratuity Calculator
Calculate typical gratuity (tips) for services and split the bill.
1 minBeginner
Annual Income Calculator
Calculate your total annual income from all sources.
2 minsBeginner
12-Hour Shift Pay Calculator
Calculate weekly and annual pay for 12-hour shifts.
1 minBeginner
Salary to Hourly Calculator
Convert your annual salary into an hourly wage based on your work schedule.
1 minBeginner
Intermediate
55Student Loan Forgiveness Calculator
Calculate Student Loan Forgiveness Calculator quickly and accurately.
5 minIntermediate
Student Loan Calculator
Calculate Student Loan Calculator quickly and accurately.
5 minIntermediate
RV Loan Calculator
Calculate RV Loan Calculator quickly and accurately.
5 minIntermediate
Refinance Calculator
Calculate Refinance Calculator quickly and accurately.
5 minIntermediate
PITI Calculator
Calculate PITI Calculator quickly and accurately.
5 minIntermediate
Personal Loan Calculator
Calculate Personal Loan Calculator quickly and accurately.
5 minIntermediate
Payday Loan Calculator
Calculate Payday Loan Calculator quickly and accurately.
5 minIntermediate
Mortgage Interest Calculator
Calculate Mortgage Interest Calculator quickly and accurately.
5 minIntermediate
Loan Interest Calculator
Calculate Loan Interest Calculator quickly and accurately.
5 minIntermediate
Loan Calculator
Calculate Loan Calculator quickly and accurately.
5 minIntermediate
Lease Calculator
Calculate Lease Calculator quickly and accurately.
5 minIntermediate
Land Loan Calculator
Calculate Land Loan Calculator quickly and accurately.
5 minIntermediate
Home Loan Calculator
Calculate Home Loan Calculator quickly and accurately.
5 minIntermediate
Home Improvement Loan Calculator
Calculate Home Improvement Loan Calculator quickly and accurately.
5 minIntermediate
HELOC Calculator
Calculate HELOC Calculator quickly and accurately.
5 minIntermediate
Finance Charge Calculator
Calculate Finance Charge Calculator quickly and accurately.
5 minIntermediate
Deferred Payment Loan Calculator
Calculate Deferred Payment Loan Calculator quickly and accurately.
5 minIntermediate
Debt Snowball Calculator
Calculate Debt Snowball Calculator quickly and accurately.
5 minIntermediate
Debt Payoff Calculator
Calculate Debt Payoff Calculator quickly and accurately.
5 minIntermediate
Debt Avalanche Calculator
Calculate Debt Avalanche Calculator quickly and accurately.
5 minIntermediate
Debt Calculator
Calculate Debt Calculator quickly and accurately.
5 minIntermediate
Credit Card Payment Calculator
Calculate Credit Card Payment Calculator quickly and accurately.
5 minIntermediate
Credit Card Minimum Payment Calculator
Calculate Credit Card Minimum Payment Calculator quickly and accurately.
5 minIntermediate
Credit Card Interest Calculator
Calculate Credit Card Interest Calculator quickly and accurately.
5 minIntermediate
Credit Card Calculator
Calculate Credit Card Calculator quickly and accurately.
5 minIntermediate
Cash-Out Refinance Calculator
Calculate Cash-Out Refinance Calculator quickly and accurately.
5 minIntermediate
Car Refinance Calculator
Calculate Car Refinance Calculator quickly and accurately.
5 minIntermediate
Blended Rate Calculator
Calculate Blended Rate Calculator quickly and accurately.
5 minIntermediate
Balloon Payment Calculator
Calculate Balloon Payment Calculator quickly and accurately.
5 minIntermediate
28/36 Rule Calculator
Calculate 28/36 Rule Calculator quickly and accurately.
5 minIntermediate
10/1 ARM Calculator
Calculate 10/1 ARM Calculator quickly and accurately.
5 minIntermediate
US Income Percentile Calculator
Calculate US Income Percentile Calculator quickly and accurately.
5 minIntermediate
Silver Melt Calculator
Calculate Silver Melt Calculator quickly and accurately.
5 minIntermediate
Scrap Silver Calculator
Calculate Scrap Silver Calculator quickly and accurately.
5 minIntermediate
Scrap Gold Calculator
Calculate Scrap Gold Calculator quickly and accurately.
5 minIntermediate
Mega Millions Payout Calculator
Calculate Mega Millions Payout Calculator quickly and accurately.
5 minIntermediate
Lottery Annuity Calculator
Calculate Lottery Annuity Calculator quickly and accurately.
5 minIntermediate
Lifetime Earnings Calculator
Calculate Lifetime Earnings Calculator quickly and accurately.
5 minIntermediate
Income Tax Calculator Pakistan
Calculate Income Tax Calculator Pakistan quickly and accurately.
5 minIntermediate
Gold Melt Calculator
Calculate Gold Melt Calculator quickly and accurately.
5 minIntermediate
Bank Reconciliation Calculator
Calculate Bank Reconciliation Calculator quickly and accurately.
5 minIntermediate
APC Calculator
Calculate APC Calculator quickly and accurately.
5 minIntermediate
529 Calculator
Calculate 529 Calculator quickly and accurately.
5 minIntermediate
Simple Savings Calculator
Calculate Simple Savings Calculator quickly and accurately.
5 minIntermediate
Savings Plan Calculator
Calculate Savings Plan Calculator quickly and accurately.
5 minIntermediate
Savings Calculator
Calculate Savings Calculator quickly and accurately.
5 minIntermediate
Sabbatical Calculator
Calculate Sabbatical Calculator quickly and accurately.
5 minIntermediate
Net Worth Calculator
Calculate Net Worth Calculator quickly and accurately.
5 minIntermediate
FIRE Calculator
Calculate FIRE Calculator quickly and accurately.
5 minIntermediate
70/20/10 Rule Money Calculator
Calculate 70/20/10 Rule Money Calculator quickly and accurately.
5 minIntermediate
Car Lease Calculator
Calculate monthly car lease payments and total costs.
4-6 minutesIntermediate
Long-Term Care Calculator
Calculate long-term care insurance needs and costs.
7-10 minutesIntermediate
Net to Gross Calculator
Convert your desired take-home pay (net) into the required gross salary.
2 minsIntermediate
Salary Inflation Calculator
Adjust your historical salary for inflation to see its real value in today's dollars.
2 minsIntermediate
Future Salary Calculator
Forecast your future salary based on expected raises and time.
2 minsIntermediate
Managing Your Money
The 50/30/20 Rule Calculator is a great starting point for budgeting. Regularly update your Net Worth to track your overall financial progress.