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When to Use This Calculator

When you want to see how making extra monthly payments can help you pay off your mortgage faster and save on interest.

biweekly mortgagemortgagereal estateamortizationinterest savings
Who Benefits Most
  • Homeowners
  • Mortgage holders
  • Financial planners
  • Homebuyers
3 min
Intermediate
Real-World Example: Accelerating a Mortgage Payoff

Scenario

A homeowner with a $300,000, 30-year mortgage at 5% interest decides to pay an extra $200 per month.

Outcome

The calculator showed they would pay off their mortgage over 4 years earlier and save more than $34,000 in interest, demonstrating the long-term benefits of this strategy.

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