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Retirement Calculators
Plan your retirement savings, estimate income needs, and ensure a comfortable retirement future.
27 Calculators
Updated Daily
Free to Use
Overview
Plan for a secure retirement with calculators that help you determine how much to save, project future income, and optimize your retirement accounts. From 401(k) planning to Social Security calculations, we have everything you need to retire with confidence.
What You Can Do
- Estimate retirement savings needs
- Calculate 401(k) and IRA growth
- Plan withdrawal strategies
- Optimize Social Security benefits
- Project retirement income
Featured Retirement Calculators
Featured3-5 minutes
401(k) Calculator
Calculate your 401(k) retirement savings growth and contributions over time.
401kretirementsavings
Featured4 min
Early Retirement Calculator (FIRE)
Calculate the required retirement nest egg ('FIRE Number') and the years required to reach this number.
fireearly retirementfinancial independence
Featured6-10 minutes
Retirement Withdrawal Calculator
Calculate sustainable retirement withdrawal rates.
retirementwithdrawal4% rule
Featured5-8 minutes
Social Security Benefits Estimator
Estimate your Social Security retirement benefits based on earnings history.
social securityretirement benefitsSSA
Beginner Friendly
6Coast FIRE Calculator
Find your Coast FIRE number—the exact portfolio balance needed today so compound growth alone funds your traditional retirement without further saving.
2 minBeginner
Barista FIRE Calculator
Calculate how part-time or lower-stress income reduces your required FIRE nest egg and accelerates semi-retirement.
2 minBeginner
401(k) Calculator
Calculate your 401(k) retirement savings growth and contributions over time.
3-5 minutesBeginner
403(b) Calculator
Calculate retirement savings for 403(b) plans for nonprofit and education employees.
3-5 minutesBeginner
Roth IRA Calculator
Calculate Roth IRA growth and retirement savings.
4-6 minutesBeginner
401k Contribution Calculator
Calculate the impact of your 401(k) contributions on your paycheck.
2 minsBeginner
Intermediate
17Backdoor Roth IRA Calculator
Model high-earner non-deductible Traditional IRA to Roth conversions, tax-free compounding, and IRS Pro-Rata Rule tax impacts.
3 minIntermediate
SEP IRA Calculator
Calculate maximum tax-deductible SEP IRA contributions (up to 25% of net compensation / $69,000 cap) and long-term retirement growth.
2 minIntermediate
Savings Withdrawal Calculator
Calculate sustainable savings withdrawal rates to avoid depleting retirement funds too early.
5 minIntermediate
Present Value of Annuity Calculator
Calculate present value of annuity payments to determine the lump sum equivalent today.
5 minIntermediate
Rule of 72 Calculator
Use the Rule of 72 to quickly estimate how long it takes investments to double at a given rate.
5 minIntermediate
Retirement Calculator
Calculate how much you need to save for retirement based on your desired income, life expectancy, inflation, and current savings. Plan your path to financial independence.
5-10 minIntermediate
Annuity Payout Calculator
Calculate periodic payments from an annuity investment.
4-6 minutesIntermediate
Annuity Calculator
Calculate annuity values, payments, and returns.
4-6 minutesIntermediate
Deferred Annuity Calculator
Calculate deferred annuity payments and growth.
5-7 minutesIntermediate
Retirement Withdrawal Calculator
Calculate sustainable retirement withdrawal rates.
6-10 minutesIntermediate
RMD Calculator
Calculate Required Minimum Distributions from retirement accounts.
4-6 minutesIntermediate
Social Security Benefits Estimator
Estimate your Social Security retirement benefits based on earnings history.
5-8 minutesIntermediate
Solo 401(k) Calculator
Calculate contribution limits and tax savings for self-employed Solo 401(k) plans.
5-8 minutesIntermediate
Future Value of Annuity Calculator
Calculate the future value of a series of equal payments (annuity) over time.
3-5 minutesIntermediate
Immediate Annuity Calculator
Estimate the periodic payments you can receive from an immediate annuity investment.
2-4 minutesIntermediate
IRA Calculator
Compare the growth and tax benefits of Traditional vs. Roth IRA accounts.
4-6 minutesIntermediate
401k Early Withdrawal Calculator
Estimate taxes and penalties for early 401(k) withdrawals.
3 minsIntermediate
Advanced
4Early Retirement Calculator (FIRE)
Calculate the required retirement nest egg ('FIRE Number') and the years required to reach this number.
4 minAdvanced
Variable Annuity Calculator
Calculate variable annuity returns and payments.
7-10 minutesAdvanced
Growing Annuity Calculator
Calculate the present and future value of an annuity with payments that grow over time.
3-5 minutesAdvanced
72t Calculator
Calculate SEPP payments to avoid early withdrawal penalties.
5 minsAdvanced
Planning Your Retirement Strategy
Start with the 401k Calculator to see if you are on track with your employer-sponsored plan. Use the Social Security Estimator to understand your baseline income. Finally, the Retirement Withdrawal Calculator helps you stress-test your nest egg against your spending needs.