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- •Try different scenarios to understand how changes affect your results.
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- •Use the results as a starting point for conversations with financial advisors.
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The Sinking Fund Calculator helps you make informed decisions by calculating sinking fund-related values. Calculate the periodic payments needed to reach a future financial goal with a sinking fund.
Step-by-Step Instructions
Enter your investment amounts, expected returns, and time horizons in the input fields.
Review the calculated results displayed in real-time.
Compare different scenarios using the comparison view.
Apply the insights to your financial decisions.
When you need to save a specific amount of money by a future date for a planned expense, like new equipment or a down payment.
- •Business Owners
- •Financial Planners
- •Individuals saving for a large purchase
Scenario
A small business needs to save $50,000 in 5 years to purchase a new delivery truck. They expect to earn an average of 4% annually on their savings.
Outcome
The calculator shows they need to set aside approximately $757 per month to reach their goal, allowing them to budget effectively and avoid taking on new debt.
Still have questions? Check our financial glossary for definitions or explore our learning resources.
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