Sinking Fund
Save for a goal.
Monthly
$735
Total Saved
$44K
Interest
$5.9K
Fund Growth ($K)
Path to target.

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Helpful Tips
  • Save your calculations by bookmarking this page with your inputs in the URL.
  • Try different scenarios to understand how changes affect your results.
  • Share this calculator with friends or family who might find it useful.
  • Use the results as a starting point for conversations with financial advisors.
  • Bookmark this page and revisit quarterly to track your progress toward goals.
How to Use the Sinking Fund Calculator

The Sinking Fund Calculator helps you make informed decisions by calculating sinking fund-related values. Calculate the periodic payments needed to reach a future financial goal with a sinking fund.

Step-by-Step Instructions

1

Enter your investment amounts, expected returns, and time horizons in the input fields.

Use accurate, up-to-date numbers for best results
All fields accept decimal values for precision
2

Review the calculated results displayed in real-time.

Watch how changing one value affects other calculations
Use the charts for visual understanding
3

Compare different scenarios using the comparison view.

Try different input combinations to find optimal solutions
Consider both short-term and long-term implications
4

Apply the insights to your financial decisions.

Consult a professional for major decisions
Save or print your results for future reference
When to Use This Calculator

When you need to save a specific amount of money by a future date for a planned expense, like new equipment or a down payment.

sinking fundsavingsgoalfuture valueannuity
Who Benefits Most
  • Business Owners
  • Financial Planners
  • Individuals saving for a large purchase
2 min
Beginner
Real-World Example: Saving for a New Delivery Truck

Scenario

A small business needs to save $50,000 in 5 years to purchase a new delivery truck. They expect to earn an average of 4% annually on their savings.

Outcome

The calculator shows they need to set aside approximately $757 per month to reach their goal, allowing them to budget effectively and avoid taking on new debt.

Frequently Asked Questions
Common questions about the Sinking Fund Calculator
Getting Started(1 questions)

Understanding Results(1 questions)

Best Practices(1 questions)

Common Issues(1 questions)

Advanced(1 questions)

Still have questions? Check our financial glossary for definitions or explore our learning resources.

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